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Gap Health Insurance

Everybody needs a little help now and then. And if you find yourself in need of short-term health insurance, gap health insurance is exactly what you need! Gap health insurance policies were created for healthy people who are in some type of life transition and who find themselves without health insurance. So who benefits from gap insurance, and what are the terms?

Looking for the perfect gap health insurance? Look no further. Request a quote!

Short-term gap health insurance coverage

There are several people who could benefit from purchasing gap coverage:

  • People who lose either their jobs or their insurance coverage
  • Individuals who just got a job but have a waiting period before coverage begins
  • Those who are waiting to qualify for  a regular health insurance policy
  • Individuals covered by a parent's health plan, yet will no longer be considered dependents
  • Those who decide to retire early and want health coverage until they qualify for Medicare

Additional things to know about gap insurance

Gap health insurance can be purchased for as little as 30 days and as long as 36 months. As good as it may sound there are some basic things you should know before you buy:

  • The policy generally covers emergencies, prescriptions, x-rays, lab work, and ambulance bills
  • The premiums are low
  • You can visit any doctor or hospital in America
  • Coverage can begin the day you purchase it
  • Gap coverage does not include dental or vision care
  • Pre-existing injuries and illnesses are not covered
  • Pregnancy and childbirth are not covered
  • If you make a claim during the term, the insurance company may elect not to renew the policy for another term
  • Gap insurance is only for those who are under age 65

If gap health insurance sounds like it's what you need right now, take a minute to request a free, no obligation quote for gap insurance today! Our friendly insurance professionals can give you more information and quotes – all at no cost or obligation to you!

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